Navigating the online fixed income space | Hyderabad

Mr. Abhijit Roy is the visionary CEO and Co-Founder of GoldenPi, the leading online bond providing platform easing access to fixed-income instruments for retail investors in India. An alumnus of IIT Kharagpur and IIM Calcutta, Mr. Abhijit is recognised as a thought leader and expert in alternative fixed income, contributing his insights as an occasional writer in the field. With a distinguished 20-year career across various sectors, he founded GoldenPi to transform the landscape of retail investment.

Elwin Jose is responsible for managing Product development, Strategy and Services at NSE, India. He is a senior product and client solutions expert with significant experience in Capital markets, having worked in all areas related to the Equity and Derivatives markets, including Trading platforms, new product development, risk management and client clearing solutions. Prior to NSE, Elwin was the Head of Product for Futures and Options, India at Deutsche Bank, where he managed the Futures and Options business for Deutsche Bank in India.

Aspero, a registered platform, is a leading player in fixed-income securities investment. Irfan Mohammed, the Executive Director of the Board, leads the growth and operations across Aspero's B2B (Institutional Investors), B2B2C (Wealth partners), and B2C (retail investors) verticals. Irfan is a founding member of the Yubi Group, and prior to this role as ED Aspero, he served as the Chief Business Officer for Financial Services. He was instrumental in conceptualizing and implementing the Yubi Platform and network, driving its adoption from inception and scaling it to its current volumes. Additionally, Irfan was a founding member of Vivriti Capital, a prominent NBFC that provides debt to mid-market enterprises. Irfan has led and pioneered debt raise  and due diligence for over 300 Financial Institutions across multiple asset classes over the last 14 years. He has led many first of its kind and innovative debt structures for emerging asset classes and NBFCs. He has a deep expertise in credit underwriting, structured finance products, fintech solutions, co-lending strategy  and NBFC-banking partnerships.  As an industry expert, Irfan has spoken at various forums such as MFIN, Sa-dhan, NABARD, Rating agencies and CFA Society.  Prior to Vivriti, Irfan was the Partner and Head of Small Business Loans and Housing Finance at Northern Arc. He has completed his Masters in Business Administration from IRMA and masters in commerce from Osmania University and he was a CFA charter holder.

Sunny Mirchandani is a founding team member of IndiaBonds with over 18 Years of experience in Investment Banking, Debt Capital Markets and Real Estate financing. He was earlier associated with Citigroup and AK Capital as part of their Investment Banking team. In his last stint, he headed the Real Estate underwriting book for the NBFC arm of AK Capital Finance and have been instrumental in concluding transactions for REIT’s, INVIT’s and Renewable Energy space and Gold loan NBFC. Sunny's career highlights include pivotal roles at AK Group, where he managed high-quality, asset-backed credit and structured transactions. Sunny holds a Postgraduate degree in Business Management from NMIMS, Mumbai and a Bachelor’s in Finance from Mumbai University, making him a well-rounded leader in financial technology and investment strategies.

Mr. Supratim Mitra ,Deputy Vice President at National Securities Depository Limited.He Heads South region.He is with NSDL from Past 17 years and Associated with Capital Market for past 23 years. Involved in all the operations of the company in capital markets as also previously with various e-governance projects with Income Tax Department, NASSCOM, PFRDA, MCA, UIDAI, SEZ, UGC and GST. He is Member of The Institute of Chartered Accountants of India and The Institute of Cost Accountants of India and a CISA from ISACA, USA.

Vineet Agrawal is the co-founder of Jiraaf (OBPP). The platform provides for fixed-income investment opportunities to retail investors/HNIs/Family offices like Bonds, Government issues papers, SGBs etc. that typically have annualized IRR between 7-18% with tenors ranging from 30 days to 3 years and have a minimum ticket size of 1 lakh for corporate bonds and Rs 1000/-in case of G-Sec/T-bills etc. Before co-founding Jiraaf, Vineet was with Piramal Fund for 7 Yr.+, where he managed investments of over $1 billion across real estate and hospitality. He has overall 14+ years of experience in Private Credit/ Private Equity, Structured Debt, credit analysis, and due diligence. During his tenure, he received the "Chairman's Award" from Mr. Ajay Piramal as one of 50 out of over 50,000 employees globally for spearheading the group's investment strategy in the hospitality sector. Vineet holds a BE in Mechanical Engineering from the RV College of Engineering, Bangalore, and a PGDM from Xavier Institute of Management, Bhubaneswar.

Mansi Sajeja joined SBIFM in 2009. Prior to joining SBIFM Mansi was a senior rating analyst at ICRA Limited (A Moody's Investors Service Company) for over three years. Mansi holds bachelor's degree in Financial & Investment analysis from Delhi University and has completed post graduation diploma in Business Management from MDI, Gurgaon. She is also a Charter holder of the CFA Institute, USA