Sanjay Naveen Gowan

Sanjay Naveen Gowan is a business leader with over 30 years of inter-disciplinary experience spanning development finance, microfinance, and impact investing.
He currently serves as the Senior Director of Investments & Credit Portfolio Management at Impact Investment Exchange (IIX) in Singapore. In this role, he leads investment strategies and manages credit portfolios across South-East Asia and South Asia, focusing on gender lens lending, financial inclusion, and sustainability. Notably, he recently spearheaded the successful launch of the US$30 million Women’s Livelihood Bond, listed on the SGX.
Prior to joining IIX, he was the CEO of Kanika Investment Limited (a Dalmia Bharat Limited Group NBFC), where he established the startup NBFC and pioneered integrated digital lending and supply-chain finance programs. He also spent over two decades at the Small Industries Development Bank of India (SIDBI), gaining extensive experience in MSME Development & Finance and Microfinance. Additionally, he has worked on multiple projects with the World Bank, KfW, and the Asian Development Bank, and has served on the boards of NBFC-MFIs, State Financial Corporations, and large SMEs.